Couple happily moving into their new home

MORTGAGES & PROTECTION

The right mortgage, and the protection behind it.

Borrowing that fits your plan, and cover that makes sure your home and your family are looked after, whatever happens.

Couple happily moving into their new home

MORTGAGES & PROTECTION

The right mortgage, and the protection behind it.

Borrowing that fits your plan, and cover that makes sure your home and your family are looked after, whatever happens.

Couple happily moving into their new home

MORTGAGES & PROTECTION

The right mortgage, and the protection behind it.

Borrowing that fits your plan, and cover that makes sure your home and your family are looked after, whatever happens.

A considered plan

Your home, and the people who depend on you

Your home, and the people who depend on you

Buying a home and looking after your family are two of the biggest commitments most people make. They belong together.

Buying a home and looking after your family are two of the biggest commitments most people make. They belong together.

The right mortgage should fit the rest of your plan rather than stretch it, and the right protection means an illness, an injury or a death does not put your home or your family at risk. We look at both alongside everything else you have, help you get them right, and keep them working as your circumstances change over time.

The right mortgage should fit the rest of your plan rather than stretch it, and the right protection means an illness, an injury or a death does not put your home or your family at risk. We look at both alongside everything else you have, help you get them right, and keep them working as your circumstances change over time.

What people come to us about

The questions behind the plan.

The questions behind the plan.

Most people arrive with one of these three. Any of them is a good place to start.

Most people arrive with one of these three. Any of them is a good place to start.

Buying your first home

“How much could we borrow between the two of us?”

A realistic figure based on your income and your outgoings, rather than an online estimate.

Buying your first home

“How much could we borrow between the two of us?”

A realistic figure based on your income and your outgoings, rather than an online estimate.

Coming off a fixed rate

“My fixed rate is ending and I don’t know what to do next.”

We look at what is available right across the market, including staying exactly where you are.

Coming off a fixed rate

“My fixed rate is ending and I don’t know what to do next.”

We look at what is available right across the market, including staying exactly where you are.

Protecting your family

“What happens to them if something happens to me?”

Cover that pays out when it should, without you paying for things you are never going to need.

Protecting your family

“What happens to them if something happens to me?”

Cover that pays out when it should, without you paying for things you are never going to need.

Open water and cloud at first light

What happens next

From first conversation to a plan that works.

From first conversation to a plan that works.

The same four steps whatever you come to us about. Select one to see what it involves.

The same four steps whatever you come to us about. Select one to see what it involves.

1

A first conversation

A first conversation

No charge, no commitment

We start with a conversation rather than a form. Tell us where you are and what has prompted you to think about planning, and we will tell you honestly whether we think we can help, and how.

Nothing to prepare and nothing to bring

An honest answer on whether we can help

Watch & learn

Guidance you can watch

Guidance you can watch

Short explainers from our planners on the things that matter most here.

Short explainers from our planners on the things that matter most here.

5:20

Are you making the right decisions about your home and mortgage?

How your mortgage fits the rest of your plan, not just the best rate.

Would your family be ok if you were no longer here?

The honest look at what your family would face, and how to protect them.

Questions, answered

A clear answer, before you need it.

No questions have been added yet.

Free guide

Take the thinking away with you.

Take the thinking away with you.

A plain-English guide written by our planners. No jargon, and nothing you have not asked for.

A plain-English guide written by our planners. No jargon, and nothing you have not asked for.

See more guides

PDF ·

12 pages

Buying your first home, explained

What you actually need, what it really costs, how the process runs, and where first-time buyers most often come unstuck.

What you need, and what you can actually borrow

The costs nobody mentions, beyond the deposit

The full process, offer to keys, step by step

We use your details to send the guide and, where helpful, to put you in touch with your nearest office. We will not share them with anyone else. See our privacy policy.

Soft daylight across a ribbed wall

Get in touch

Want your home and your family properly covered?

Talk to a planner about a mortgage that fits and protection that gives you peace of mind.

Soft daylight across a ribbed wall

Get in touch

Want your home and your family properly covered?

Talk to a planner about a mortgage that fits and protection that gives you peace of mind.

Soft daylight across a ribbed wall

Get in touch

Want your home and your family properly covered?

Talk to a planner about a mortgage that fits and protection that gives you peace of mind.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.