RETIREMENT PLANNING
Retire the way you actually want to.
A clear plan for how you get there, and how your money supports the life you have in mind once you do.
RETIREMENT PLANNING
Retire the way you actually want to.
A clear plan for how you get there, and how your money supports the life you have in mind once you do.
RETIREMENT PLANNING
Retire the way you actually want to.
A clear plan for how you get there, and how your money supports the life you have in mind once you do.
A considered plan
Planning for the life you want later
Planning for the life you want later
Retirement rarely happens all at once. Years of building up, a decision about when to stop, then decades of drawing on it.
Retirement rarely happens all at once. Years of building up, a decision about when to stop, then decades of drawing on it.
Good planning connects all three, so you can see how the pieces fit rather than guessing at them. Your planner takes the time to understand what you want those years to look like, how much they are likely to cost, and what you already have in place. Then they build a plan around it. Not a product first. Your life first.
Good planning connects all three, so you can see how the pieces fit rather than guessing at them. Your planner takes the time to understand what you want those years to look like, how much they are likely to cost, and what you already have in place. Then they build a plan around it. Not a product first. Your life first.
What people come to us about
The questions behind the plan.
The questions behind the plan.
Most people arrive with one of these three. Any of them is a good place to start.
Most people arrive with one of these three. Any of them is a good place to start.
Tidying up your pensions
“I’ve got four old pensions and no idea what they hold.”
We track them all down, work out what you have, and say honestly whether moving them helps you.
Tidying up your pensions
“I’ve got four old pensions and no idea what they hold.”
We track them all down, work out what you have, and say honestly whether moving them helps you.
Knowing when you can stop
“When can I actually afford to stop working, and what then?”
A straight answer built on what you have and on what you want the years afterwards to look like.
Knowing when you can stop
“When can I actually afford to stop working, and what then?”
A straight answer built on what you have and on what you want the years afterwards to look like.
Making the money last
“Will there still be enough if I live longer than I expect?”
We map your income and spending year by year, so you can see what happens rather than hope for it.
Making the money last
“Will there still be enough if I live longer than I expect?”
We map your income and spending year by year, so you can see what happens rather than hope for it.
What happens next
From first conversation to a plan that works.
From first conversation to a plan that works.
The same four steps whatever you come to us about. Select one to see what it involves.
The same four steps whatever you come to us about. Select one to see what it involves.
1
A first conversation
A first conversation
No charge, no commitment
We start with a conversation rather than a form. Tell us where you are and what has prompted you to think about planning, and we will tell you honestly whether we think we can help, and how.
Nothing to prepare and nothing to bring
An honest answer on whether we can help
Watch & learn
Guidance you can watch
Guidance you can watch
Short explainers from our planners on the things that matter most here.
Short explainers from our planners on the things that matter most here.
0:40
What should people focus on when thinking about retirement?
The handful of decisions that shape a retirement, and when to make them.
01:53
Are you saving enough for your future?
What your future actually costs, and whether today's saving gets you there.
Questions, answered
A clear answer, before you need it.
Free guide
Take the thinking away with you.
Take the thinking away with you.
A plain-English guide written by our planners. No jargon, and nothing you have not asked for.
A plain-English guide written by our planners. No jargon, and nothing you have not asked for.
See more guides
PDF ·
12 pages
Retirement planning, explained
What your money will actually pay you, for how long, and what it takes to stop worrying about the answer.
What your retirement actually costs, layer by layer
Every pot you will live on, and spending order
The five things that derail a plan
Get in touch
Ready to picture your retirement clearly?
Have a conversation with a local planner about where you stand and where you want to be.
Get in touch
Ready to picture your retirement clearly?
Have a conversation with a local planner about where you stand and where you want to be.
Get in touch
Ready to picture your retirement clearly?
Have a conversation with a local planner about where you stand and where you want to be.
Finance made personal.
Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.
Finance made personal.
Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.
Finance made personal.
Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.