Our Process

Your Journey with Absolute.

Clear, independent advice from someone in your corner. We get to know you properly, build a plan around your life, and stay alongside you as things move forward.

Our Process

Your Journey with Absolute.

Clear, independent advice from someone in your corner. We get to know you properly, build a plan around your life, and stay alongside you as things move forward.

Our Process

Your Journey with Absolute.

Clear, independent advice from someone in your corner. We get to know you properly, build a plan around your life, and stay alongside you as things move forward.

BEFORE ANYTHING ELSE

BEFORE ANYTHING ELSE

There is more to this than you might think.

There is more to this than you might think.

Ask most people what a financial planner does and they will mention pensions or ISAs. That is part of it, but it is a little like saying a doctor writes prescriptions. The diagnosis and the judgement behind it matter more.

We are independent, which means we have nothing of our own to sell you. That sounds like a small thing. It changes every conversation we have.

Ask most people what a financial planner does and they will mention pensions or ISAs. That is part of it, but it is a little like saying a doctor writes prescriptions. The diagnosis and the judgement behind it matter more.

We are independent, which means we have nothing of our own to sell you. That sounds like a small thing. It changes every conversation we have.

THE JOURNEY

THE JOURNEY

One journey, from the first conversation onwards.

One journey, from the first conversation onwards.

We follow the same considered path with every client. Not to tick boxes, but because knowing you properly takes time, and that time is worth protecting.

Think of it as a climb. Each stage brings the next into view. Reaching one goal does not end the journey. It simply shows you the next stretch.

We follow the same considered path with every client. Not to tick boxes, but because knowing you properly takes time, and that time is worth protecting.

Think of it as a climb. Each stage brings the next into view. Reaching one goal does not end the journey. It simply shows you the next stretch.

Alpine peaks above a green valley, seen from high ground

The six stages

Stage by stage.

Stage by stage.

1

First conversation

First conversation

First conversation

No charge, no commitment

We start with a conversation rather than a form. Tell us where you are and what has prompted you to think about planning. We will tell you honestly whether we think we can help, and how.

Watch the process

What the work actually is

Most of it is below the surface.

The technical side is real and it matters. It is also the smaller part of the job.

Fund selectionAsset allocationCashflow modellingTax planning1234Knowing what matters to youUnderstanding what worries youYour family, and what they needBeing there when things changeTalking you out of a regretReviewing all of it, every year123456
1Fund selection
2Asset allocation
3Cashflow modelling
4Tax planning

The first is what a plan is made of. The second is what makes it worth having.

KEEPING IT ON TRACK

Your progress meetings

Your progress meetings

At least once a year we sit down together properly. We think of these as progress meetings rather than reviews, because they look forward more than back. It is an open conversation about whether you are still heading where you want to go

At least once a year we sit down together properly. We think of these as progress meetings rather than reviews, because they look forward more than back. It is an open conversation about whether you are still heading where you want to go

Together, we will look at:

Together, we will look at:

Whether your goals and priorities still feel right

How your plan is tracking towards them

Whether your attitude to risk has shifted

What has changed in your life, including the changes that are easy to overlook

Tax planning opportunities for the year ahead

Anything we would suggest doing next

After each meeting you receive a clear written summary of what we discussed and what comes next. And between meetings, when something significant happens, a new job, an inheritance, a change at home, you can simply pick up the phone. Being there at those moments is part of the relationship.

After each meeting you receive a clear written summary of what we discussed and what comes next. And between meetings, when something significant happens, a new job, an inheritance, a change at home, you can simply pick up the phone. Being there at those moments is part of the relationship.

The full picture

The whole thing, in one document.

The whole thing, in one document.

Everything on this page, and more, in one document you can keep.

Everything on this page, and more, in one document you can keep.

PDF ·

8 pages

How We Work

How we work, what happens at each stage, and what it is like to be a client once the plan is in place.

What financial planning actually involves

The six stages, from first conversation onwards

What your progress meetings cover

We use your details to send the guide and, where helpful, to put you in touch with your nearest office. We will not share them with anyone else. See our privacy policy.

A wooden boardwalk winding through open marshland

Get in touch

Ready when you are.

We move at your pace. Some clients are ready to begin at once. Others prefer time to think, and that is exactly as it should be. We will never rush you. Your first conversation is at our cost, with no obligation. It is simply a chance to talk, and to see whether we are right for each other.

A wooden boardwalk winding through open marshland

Get in touch

Ready when you are.

We move at your pace. Some clients are ready to begin at once. Others prefer time to think, and that is exactly as it should be. We will never rush you. Your first conversation is at our cost, with no obligation. It is simply a chance to talk, and to see whether we are right for each other.

A wooden boardwalk winding through open marshland

Get in touch

Ready when you are.

We move at your pace. Some clients are ready to begin at once. Others prefer time to think, and that is exactly as it should be. We will never rush you. Your first conversation is at our cost, with no obligation. It is simply a chance to talk, and to see whether we are right for each other.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.

Absolute Financial Management is authorised and regulated by the Financial Conduct Authority, FCA Number 401135. Registered in England and Wales 05027747. Registered Office: Rear of The Bull Yard, 75 High Street, Ashford, Kent, TN24 8SN. This page is intended for general information only and does not constitute personal financial advice. The value of investments can fall as well as rise. Past performance is not a guide to future returns.